Insurance Fraud in Massachusetts

Carrying insurance is an important part of protecting yourself against risk. From health insurance to car insurance, home insurance to disability insurance and more, by carrying insurance, you reduce your risk of personal liability in the event of an unexpected event. And while carrying insurance is important, exercising care in how you file claims and report incidents may be even more critical. Whether intentional or not, committing insurance fraud in Massachusetts could lead to serious penalties. To learn more about this crime and how to defend yourself if you’ve been charged, call The Law Office of Paul R. Moraski today. 

Types of Insurance Fraud

Insurance fraud is a type of white-collar crime that happens when a person deliberately commits an act of deception in order to defraud an insurance company for financial gain. Examples of insurance fraud include, but are not limited to:

  • Faking a car accident or injuries
  • Lying to police about the details of an accident
  • Inflating the amount of damages you’re claiming
  • Committing an act of arson to claim a property insurance payout
  • Filing a claim for a healthcare reimbursement for a treatment never received

The above list is not inclusive. If you intentionally misrepresent a fact for personal gain, you have committed fraud and could be held criminally liable. 

What to Do if You’ve Been Charged with Insurance Fraud in Massachusetts

If you are charged with insurance fraud in Massachusetts, it’s recommended that you seek legal counsel as soon as possible so that you can better understand the penalties you face, potential defenses to charges, and your legal rights.

Penalties for insurance fraud include a fine of up to $10,000 and/or a period of incarceration of up to five years in prison. Insurance fraud is typically charged as a felony offense. 

Defenses to Insurance Fraud Charges

If you are pleading “not guilty” to the charges you’re facing, it will be important that you present enough evidence to create doubt in the jury’s mind as to your guilt. The prosecution must convince the jury of your guilt beyond a reasonable doubt in order to secure a conviction. The most common defense to insurance fraud is simply lack of intent—for example, you did not intend to misrepresent a fact, but made an honest and reasonable error. 

Call The Law Office of Paul R. Moraski Today

Facing any criminal charge can be intimidating and overwhelming. While insurance fraud is a white-collar crime and therefore may seem less serious than other types of crimes, it can still result in prison time and a mark on your criminal record. At The Law Office of Paul R. Moraski, our Massachusetts criminal defense attorney wants to help you. Reach out to us today for a consultation by filling out the contact form on our website or calling (978) 397-0011 directly.